Optional Protection Benefits

Purchase extra protection for your family

Lutheran Social Services (LSS) employees have the option to enroll in and purchase any of the following additional  benefits.

Accident Insurance 

If accidentally injured, medical insurance will cover medical expenses. Accident Insurance will pay a cash benefit to use for anything else an injury might require such as emergency treatment, hospital stays, and transportation and lodging needs, among others.

Critical Illness 

Critical Illness Insurance pays cash if diagnosed with a covered illness, such as cancer, heart attack or Alzheimer’s. Money can be used for any expenses, including your medical insurance deductible.

Hospital Indemnity 

With hospital stays come added costs. Hospital indemnity provides ways to cover your medical plan’s deductible if admitted to the hospital. From co-insurance to travel expenses and care for children and pets, expenses can add up. Hospital Indemnity plans pay benefits directly to the participant to cover these types of costs.

Perks that make a difference

Flexible spending accounts and EAP add even more benefits

Lutheran Social Services (LSS) offers employees additional perks in the form of flexible spending accounts and an employee assistance program (EAP). The flexible spending accounts take pre-tax dollars and put them to work for you to help you pay for medical expenses and dependent care – stretching your hard-earned paycheck to cover even more. Plus, the confidential EAP counseling can help you and your family members when you really need it to help resolve challenging issues – at no charge to you.

Health care flexible spending account – Offered by Wage Works

A health care flexible spending account allows you to have dollars taken pre-tax from your paycheck to reimburse you for qualified expenses for medical, prescription drugs, dental and vision. The maximum contribution per calendar year is $2,700.

Dependent care flexible spending account – Offered by Wage Works

For this account, pre-tax dollars are taken from your paycheck to reimburse eligible dependent care expenses not claimed on your tax form. The maximum you can contribute per calendar year is $5,000. You can enroll after 30 days of continuous employment.

Employee assistance program (EAP) – Offered by UNUM Life Balance

The EAP provides resources to help you resolve personal concerns that may be affecting your health, well-being, family life or job performance. It provides 24-hour confidential assistance to you and your family members, up to three counseling sessions per eligible person per issue at no cost to you. This service is offered to all LSS employees and their family members. To speak to a counselor, call 1-800-854-1446 or for additional resources, register at www.unum.com/lifebalance.

Retirement plan

Build your retirement portfolio for later years

It’s never too early to begin to build your retirement savings – the earlier you begin to build your nest egg, the more peace of mind and financial security you’ll have in anticipation of your retirement years.

403(b) plan – Offered through Voya Financial

At Lutheran Social Services (LSS), we offer employees a 403(b) retirement plan through Voya Financial. You can start your salary deferral for retirement savings from your date of hire.

To learn more about this retirement plan, visit voyaretirementplans.com where you may select funds and set up your salary deferral.

To learn more about a career at Lutheran Social Services, email us.

LSS is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other characteristic protected by federal, state or local law.

“I am proud to work at LSS.”