Insurance
Health insurance
Medical, dental and vision insurance gives you peace of mind
At Lutheran Social Services (LSS), we offer medical, dental and vision benefits that are effective the first of the month following 60 days of employment for employees who are scheduled to work 30 hours or more per week, unless otherwise noted.
The information below provides a brief description for each available benefit plan. You will receive a Complete Summary Plan Document upon hire. If you do not elect coverage when first eligible, you may enroll during the next Open Enrollment period or if you have a Qualifying Event (marriage, divorce, birth of child, etc.).
Medical Coverage – Offered through United Healthcare
To ensure that you have the choice to enroll in a health plan that works best for your individual situation, eligible employees have three medical plan designs from which to choose. The plans are designed with different annual deductible and co-insurance options, starting with a single coverage annual deductible of $2,000 to a single coverage annual deductible of $6,000, including a plan that is Health Savings Account-compatible. LSS provides a Defined Contribution, a flat dollar amount that is the same no matter what health plan you choose. Routine preventative care is covered at 100% for all plans. Participants also have access to UHC’s Virtual Visits:
Virtual Visits – A phone/online video physician service with access to U.S. board-certified doctors, available 24 hours a day.
Dental Plan – Offered through Delta Dental
To ensure that you have the choice to enroll in a dental plan that works best for your individual situation, eligible employees have three dental plan designs from which to choose. The plans are designed with different annual deductible and co-insurance options, starting with a single coverage annual deductible of $0 to a single coverage annual deductible of $50. LSS provides a Defined Contribution, a flat dollar amount that is the same no matter what LSS dental plan you choose. Routine preventative care is covered at 100% for all plans.
Vision – Offered through EyeMed
Eligible employees have three vision plan designs from which to choose with various co-pays and benefit levels based on individual needs.
If you have questions about the LSS medical, dental and vision plans, please email Patti Krober, benefit manager, or call 414-246-2506.
Life and disability insurance
Protection for you and your family – just in case
Lutheran Social Services (LSS) employees who are scheduled to work 30 or more hours per week are eligible for several types of life and disability insurance protection. Enrollment is required to receive these benefits. This includes life insurance and short- and long-term disability offerings.
Life insurance
LSS provides a Defined Contribution for basic life insurance coverage equal to your annual salary.
Short-term disability and long-term disability
LSS covers the costs of short-term disability (STD) and long-term disability (LTD). STD has a benefit that pays 60% of salary after you are disabled for two weeks. LTD has a benefit that pays 60% of salary after you are disabled for 90 days.
To learn more about a career at Lutheran Social Services, email us.
LSS is an Equal Opportunity Employer.